Cash rates

Cash rates

We had an interesting chat in our office regarding the recent interest rate cuts by National Savings & Investments (NS&I); the popular Income Bonds are going to pay 0.01% p.a. and Premium Bonds 1% p.a.  From a taxpayer perspective (NS&I is a government...
WKM App – tech to manage your financial life

WKM App – tech to manage your financial life

Thursday 21 May 2020, the date our app was approved for both the Apple App Store and Google Play Store.  There have been a few moments where I’ve punched the air in celebration over the last few months and this was one.  The very initial discussions of why we wanted...
Absolute Return – the holy grail?

Absolute Return – the holy grail?

I remember coming out of the 2008 financial crisis and thinking that the investment world had changed forever and we need to be aware of the change that was coming if it hadn’t already arrived.  The big change was dictated by the behaviour of central banks, with...
Financial MOT

Financial MOT

The Covid 19 pandemic will have impacted everyone to some degree, whether it’s related to health, finance or other factors. It certainly appears to have given many people time to contemplate on where they are in life and frequently that is on financial grounds. Am I...