Collaboration

Collaboration

A hallmark of our planning with clients is to work closely with their other professional advisers (accountants, solicitors, finance brokers).  It may sound like a ‘given’ but you would be surprised how many advisers work on their own when advising.  I prefer to run my...
Tax year-end opportunities

Tax year-end opportunities

Tax efficient considerations for everyone ISAs ISAs are available to all and the adult allowance is £20,000 in a tax year There are different types, though most commonly held as cash or stocks & shares. The £20,000 contribution limit applies in total (e.g. £10,000...
Restrictive covenants or not?

Restrictive covenants or not?

Friday marked 365 days since my restrictions kicked in after leaving my previous employer. Whilst I understand why many businesses feel the need to include such clauses in contracts, it is very frustrating not being able to speak with people who you had worked with...
Green investing

Green investing

I’m not a big fan of watching the budget each year as the majority of points are so broad and generic that you can only really understand the implications once you’ve read the subsequent detail.  This year’s budget has highlighted two areas that we are positive on...