How do you define success?

How do you define success?

Being a Leicester City football fan is a rollercoaster.  Since I started supporting them in the early 1990s, we’ve been relegated or promoted nine times, won the Premier League, Championship and League 1 (the top three divisions), the FA Cup and the League Cup (twice)...
Decumulation

Decumulation

Decumulation in the Collins English Dictionary is defined as ‘a decrease in amount or value’. In recent years it has really come into focus in our industry particularly when the pension freedoms were introduced, and it became possible to simply drain a pension fund in...
Efficient markets

Efficient markets

  This week our portfolios have had a tough time.  According to Nobel Prize winner Eugene Fama, markets are efficient and reflect all available information.  Therefore, the move in prices we’ve seen this week are rational.  In my opinion, trying to understand the...
Buckets and your savings

Buckets and your savings

Yes, buckets. I like using the 2 bucket method for washing the cars. One for mucky water, one for clean, soapy water. A bit of faff? Trust me, it’s the way forward. How do you manage your money? All in one pot? I was talking someone recently and we talked about 3...
Face to face financial planning

Face to face financial planning

We are one year on at WKM and I have to say I am delighted with our progress.  With the support of clients and professional relationships, we have been able to create a diverse client base which provides us with a secure line of business for the future.  I think it is...