Income Options

Income Options

Thinking ahead to life after work, which may be close, may be a long way off, but wherever you are in life, it makes sense, when you can, to think about your income streams.For many people, retirement = pension. Yes, pensions are likely to form an integral part of...
20 years of change

20 years of change

There are a few moments in life where everyone remembers where they were when it happened and the impact it has on lives.  The biggest moment in my lifetime is probably the September 11th attacks in the US, which is twenty years ago this week.  It had profound impacts...
Career risks

Career risks

I read a great article last week from Simon Kuper in the FT regarding FC Barcelona’s current financial problems.  In it, there are some comments that a lot of players join Barcelona with ‘imposter syndrome’, where you don’t think that you are good enough to do your...
How do you define success?

How do you define success?

Being a Leicester City football fan is a rollercoaster.  Since I started supporting them in the early 1990s, we’ve been relegated or promoted nine times, won the Premier League, Championship and League 1 (the top three divisions), the FA Cup and the League Cup (twice)...
Efficient markets

Efficient markets

  This week our portfolios have had a tough time.  According to Nobel Prize winner Eugene Fama, markets are efficient and reflect all available information.  Therefore, the move in prices we’ve seen this week are rational.  In my opinion, trying to understand the...
ESL and ESG

ESL and ESG

I’m a season ticket holder at Leicester City and despite having a successful last few years and winning the Premier League in 2016, thankfully my club was not considered to be ‘big’ enough to be included in the horrendously badly conceived idea that is/was the...