Financial Planning is unfortunately a topic that many people will not have properly considered or perhaps even given a second thought towards. Personal finance and money are somewhat taboo subjects in the UK and talking about it with someone outside your family might seem odd. So what is financial planning?

Financial planning will mean something slightly different to everyone, but our aim is to help people achieve their goals, objectives and aspirations. Money has the ability to facilitate early retirement, a change of career, help fund your children or grandchildren’s education and much more. Growing your wealth, might well be an objective – but it will not be the only one.

We can help you work towards your goals, by helping you take advantage of tax efficient products, managing your investments and getting a plan in motion. We use wider range of tools and techniques to help, including

  • Collating and reviewing your entire financial position
  • Cashflow forecasts
    • What is your income, what do you spend?
    • When do you want to retire?
  • Utilising tax efficient products
  • Whole of market reviews for personal insurance products (e.g. life insurance)
  • Working alongside your other professional advisers

Financial Planning also includes investigating and planning for what would happen in those unexpected situations, such as illness, incapacity or even death. For example, do you know the rules of Intestacy (dying without a Will) are? I would suggest you don’t wait to find out – go and see a professional and get a Will sorted, pronto. I’ll happily point you in the right direction.

We are here ultimately to provide a friendly, professional and modern financial management service for our clients. Time is precious – we can take the stress, complexity and time-vacuum of financial management away, so you can focus on what is special to you (friends, family, hobbies, travelling etc). We will be your Personal FD and always available for you.

We want to be your financial partner for many years and it is imperative that the relationship is built on trust, mutual appreciation and honesty. We are fully independent and have no investors or corporate boards to answer to – we are here to provide great service to our clients.

If you want to know more about us and our services, just get in touch.

Thanks for reading and